Reliable Protection for Your Domestic Workers
Reliable and affordable insurance for your domestic workers, providing you with lasting peace of mind
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Key Benefits
Instant Digital PolicyGet your domestic insurance policy instantly with our paperless digital process, no waiting or branch visits required.
24/7 Customer SupportAssistance through chat, email, or phone—especially helpful during emergencies.
Affordable premiumsInsurance plans with competitive and reasonable pricing, offering reliable protection without high costs.
Simple, fast enrolmentA quick and easy sign-up process with minimal steps and no complicated procedures.
Clear coverage for Death or Permanent disabilitiesStraightforward insurance coverage that clearly protects in cases of death or permanent disability, with transparent terms
Valid for 1 or 2 yearsFlexible policy duration, allowing you to choose coverage for one year or two years based on your needs.
MEDICAL INSURANCE PLANS DESIGNED TO FIT YOUR LIFE
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Feature / Aspect
Shamel
Other Plans
Core plan type
Life & disability coverage
Personal Accident
Death – sickness
Yes, death due to any cause (100% for sickness or natural causes)
No, death due to accident only
Death – accident
100% of sum insured
100% of sum insured
Permanent total disability (accident)
100% of sum insured
Lower sum insured for permanent disability
Permanent total disability (sickness)
Included (PTD due to accident or sickness)
No, only accident
Permanent partial disability (accident)
As per detailed Continental scale (clear table)
As per short scale, lower coverage
Sum insured (life/accident)
QAR 50,000
QAR 30,000. QAR 50,000 with higher premiums
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Frequently asked questions
The DHIP is an affordable insurance plan designed to protect domestic helpers such as housemaids, drivers, gardeners, cooks, and other household workers. It provides financial coverage in cases of death, permanent total disability due to accidents or sickness, and permanent partial disability due to accidents. The coverage is a lump-sum amount of QAR 50,000.
Eligible domestic workers include housemaids, drivers, gardeners, cleaners, cooks, nannies, household maintenance workers, and other full-time domestic helpers employed in Qatar. Workers must be between 18 and 60 years at enrollment. For renewals, maximum age is 65 years. The insured must have a valid QID and be sponsored by a citizen or resident of Qatar.
Each insured worker is covered for QAR 50,000 during the policy period.
Death due to any cause, permanent total disability due to accident or sickness, and permanent partial disability due to accidents as per the Continental Scale.