Plan Ahead. Secure Your Future
Life is full of surprises. Shamel PA+ gives you and your loved ones the financial protection and peace of mind you deserve
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Key Benefits
24 hour worldwide coverage.Continuous protection, anytime and anywhere across the globe
Double indemnityfor accidental death while traveling on a common carrier.
Coverage for deathby drowning.
Lump-sum paymentLump-sum payment for permanent disability.
Protection for innocentbystanders during strikes, riots, or civil commotion.
You can safeguard your loved ones against the financial impact of unexpected accidents—anywhere, anytime.
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Family Plan
Eligibility
Can include Individual + Spouse + Dependent Children.
Applicants and spouse (for Family coverage) must be 18-64 years old.
Children can be covered at 10% of the sum insured each (Accident Medical Reimbursement applies at 100%) at additional premium.
Must be Qatari citizens or residents with valid Business, Employment, or Residency visas.
Spouse covered for 100% of the sum insured
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Frequently asked questions
PA+ is a plan designed to provide financial protection in case of accidental injury, disability, or death. It helps cover medical expenses and offers lump-sum benefits for permanent disability or loss of life due to an accident.
Any individual aged between 18 and 64 years who is a Qatari citizen or a resident holding a valid Business, Employment, or Residency visa is eligible. For family coverage, the spouse must meet the same criteria.
Coverage includes accidental death, permanent total or partial disablement due to an accident, accident medical reimbursement, repatriation of mortal remains, and additional benefits such as double indemnity for death in a common carrier and coverage for death by drowning.
No. The policy only covers events resulting directly from an accident, as defined in the policy terms and conditions.