Trusted Health Coverage for Every Stage of Life
Comprehensive protection for you and your family, giving you confidence wherever life takes you
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Key Benefits
Instant Digital PolicyGet your medical insurance policy instantly with our paperless digital process, no waiting or branch visits required.
24/7 Customer SupportOur dedicated support team is available 24/7 to assist with policy inquiries, claims guidance, and medical support services.
Digital Medical CardAccess your medical card anytime, anywhere through our secure digital system. Accepted by approved healthcare providers, ensuring fast, paper free access to medical services.
Medical Insurance Plans Designed to Fit your Life
At Shamel Insurance, we know that your health needs are unique. That's why we offer flexible medical plans tailored to you and your family. From guidance to coverage, we're with you every step of the way delivering trusted protection and value you can count on.
Compare Covers
Essential plan
Deductible (per outpatient consultation)
QAR 60 /‐
Co‐insurance on Out‐Patient 40% co‐insurance
40% co‐insurance
In‐Patient Day‐Care Treatment (within Qatar Government Hospital ‐ HMC)
0% Co‐insurance (subject to Pre‐Approval)
Pre‐existing & Chronic Conditions for Inpatient & Outpatient
Not Covered
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Frequently asked questions
No, excluded from coverage.
No, excluded from coverage.
No, excluded from coverage.
No, excluded from coverage.